Term Deposits

If you're looking for a secure, worry-free investment that guarantees you a set return over a fixed period, we have options! All of our term deposits are fully guaranteed by the Credit Union Deposit Guarantee Corporation.

Easy Builder Expand/Collapse

If you're looking to start saving for a long term investment, or saving for a future holiday or household renovations, our Easy Builder Investment is a great option!

  • 12 & 18 month term length options
  • Non-redeemable
  • $100.00 minimum investment required to set up
  • $1,000 minimum must be reached at end of term
  • Minimum of $50 pre-authorized transfer per month is required
    Additional deposits can be made any time and any amount

Redeemable Expand/Collapse

A Redeemable Investment is suitable to those that like the freedom in knowing they can access their funds if/when they need them; or have the ability to redeem and place in a higher rate or different investment.

  • $1,000 minimum investment
  • 12 month term length
  • Redeemable in full after 90 days without penalty or rate reduction.
  • No interest paid if redeemed within first 90 days.
  • Withdrawals can be made any time after 90 days, minimum withdrawal of $1,000. Minimum balance of $1,000 must be maintained.
  • Additional deposits can be made any time and any amount. Conditions apply. Speak to your Financial Advisor.

Non-Redeemable Expand/Collapse

The Non-Redeemable Investment provides investors with a higher rate of interest and is locked in for the length of the term.

  • $1,000 minimum investment
  • 12 to 60 month term lengths available
  • Non-redeemable

Index/Equity Linked Expand/Collapse

If you're looking for a longer-term investment tied to the stock market but don't want to take a lot of risk, Index- and Equity-Linked investments may be right for you.

Index/Equity Linked Investments blend a guaranteed investment product with the capacity to generate market-like returns. You have the potential to achieve unlimited returns with the comfort of knowing there is no risk to your principal.

Cornerstone (through SaskCentral) currently offers three index/equity linked products:

  • MARKETFLEX® Index-Linked Investment, where the return on investment is linked to the Canadian Stock Market
  • PRAIRIES BASKET™ Equity-Linked Investment, which allows investors to profit from the success of companies in Alberta, Saskatchewan and Manitoba.
  • NORTH AMERICAN BASKET™ Equity-Linked Investment, where returns are based on the performance of 12 North American companies, each representing equal weighting within the basket.
Need more information on which investment is right for you? We can help!

Contact us, or visit us at your nearest branch location!