Specialty Accounts

Specialty Accounts
Looking for a unique option to suit your banking needs? Check out our Speciality Accounts to learn more about these tailored bank accounts that will suit your unique needs!

USD Account Expand/Collapse

Designed for members who require access to US funds on a regular basis, the US dollar account combines the convenience of chequing privileges with tiered interest.

  • The account allows you to deal in US currency without converting your cash or cheque to Canadian funds.
  • There is a minimum monthly maintenance fee of $2.00 on our US$ account and you pay for transactions as you use them, currently $0.90 per debit transaction.

Youth Account Expand/Collapse

Members of Cornerstone Credit Union up to the age of 19 years are eligible for our youth accounts, designed especially for the unique needs of our youth members.

  • A chequing and savings account all-in-one - best of all, all transactions are free with no monthly maintenance fee (Interac and CIRRUS not included)!
  • As well, we have all of the convenient banking options youth are looking for including internet and mobile banking!
  • All free transactions with no monthly maintenance fee (Interac and CIRRUS not included).
  • Interest bearing chequing account, calculated daily and paid monthly
  • Online statements are available at no cost.

Graduate Account Expand/Collapse

Our graduate account is designed to meet the unique needs of our post-secondary students - budget friendly while meeting the needs of a busy student!
  • Available to students aged 17 - 26, the Graduate Account offers discounted service fees.
  • 40 free transactions are included in monthly maintenance fee of $1.00
 We also have all of the innovative banking solutions that students need to be able to bank away from home.

Bank from anywhere, for FREE, using online banking from your computer and our mobile app!

Heritage 60 Expand/Collapse

Our Heritage 60 account is designed for member 60 years of age or older.
  • For a $1.00 monthly maintenance fee, our senior members receive 25 free debit transactions (Interac and CIRRUS not included).
  • Additionally, if you maintain a minimum monthly balance of $4,000, you will incur no service charges above the $1.00 monthly maintenance fee - essentially, all transactions are free!

Community Account (effective April 1, 2021) Expand/Collapse

Our Community Account is for Non-Profit Organizations and Registered Charities, all in one convenient package.

  • $4.00 monthly fee
  • 12 transactions included in monthly fee
  • Free deposits (not included or counted as a transaction)
  • Over transaction limit - $1.25/transaction
  • Free eStatements or $3.00/month paper statement
  • Signing Authority Change – one free per year; $25.00 each following

*New Account Packages effective September 1st, 2019.