Service Plans
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Personal Account Transaction Charges
Personal Chequing Account
| Maintenance Fees & Free Items |
No service charges if minimum monthly balance exceeds $2500, Interac and CIRRUS not included.
$1 monthly |
| Interest |
None |
| Manual Cheques/In-branch debits |
0.75 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.50 |
| Mastercard Payment Card |
0.50 |
| MemberCard Direct Payment Card |
0.50 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Interest Bearing Chequing Account
| Maintenance Fees & Free Items |
No service charges if minimum monthly balance exceeds $2500, Interac and CIRRUS not included. $1 monthly
|
| Interest |
Tiered |
| Manual Cheques/In-branch debits |
0.80 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.75 |
| Mastercard Payment Card |
0.75 |
| MemberCard Direct Payment Card |
0.75 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Premium Investment Savings
| Maintenance Fees & Free Items |
Free service charges where minimum monthly balance exceeds $25,000.
|
| Interest |
Tiered |
| Manual Cheques/In-branch debits |
1.50 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.75 |
| Mastercard Payment Card |
0.75 |
| MemberCard Direct Payment Card |
0.75 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
CU Save Investment Savings
| Maintenance Fees & Free Items |
One free debit transaction per month |
| Interest |
Tiered |
| Manual Cheques/In-branch debits |
No Chequing, Debits $5 |
| ATM - Saskatchewan CU |
N/A |
| ATM - Out of Province CU |
N/A |
| ATM - Interac Network |
N/A |
| ATM - Cirrus Network |
N/A |
| ATM Deposits - Other CU |
N/A |
| Electronic Debits |
N/A |
| Mastercard Payment Card |
N/A |
| MemberCard Direct Payment Card |
N/A |
| Teleservice & MemberDirect Transfers & Bill Payments |
No Bill payments |
| Transfers and Bill Payments |
Others - one free then $5.00 per debit |
Plan 24
| Maintenance Fees & Free Items |
None |
| Interest |
Flat |
| Manual Cheques/In-branch debits |
0.75 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.50 |
| Mastercard Payment Card |
0.50 |
| MemberCard Direct Payment Card |
0.50 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Regular Savings
| Maintenance Fees & Free Items |
None |
| Interest |
Flat |
| Manual Cheques/In-branch debits |
0.75 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.50 |
| Mastercard Payment Card |
N/A |
| MemberCard Direct Payment Card |
0.50 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Fat Cat & Headstart Youth
| Maintenance Fees & Free Items |
All free, except Interac and CIRRUS ATM Charges |
| Interest |
Flat |
| Manual Cheques/In-branch debits |
Free |
| ATM - Saskatchewan CU |
Free |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
Free |
| Mastercard Payment Card |
N/A |
| MemberCard Direct Payment Card |
Free |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
U.S. Accounts
| Maintenance Fees & Free Items |
One free transaction per $1000 minimum monthly balance; $1 monthly |
| Interest |
Tiered |
| Manual Cheques/In-branch debits |
0.80 |
| ATM - Saskatchewan CU |
N/A |
| ATM - Out of Province CU |
N/A |
| ATM - Interac Network |
N/A |
| ATM - Cirrus Network |
N/A |
| ATM Deposits - Other CU |
N/A |
| Electronic Debits |
N/A |
| Mastercard Payment Card |
N/A |
| MemberCard Direct Payment Card |
N/A |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Commnuity Accounts
| Maintenance Fees & Free Items |
$2 monthly fee waived with a minimum monthly balance of $1,000. Fee includes 15 free debits per month, one free order of cheques / year |
| Interest |
None |
| Manual Cheques/In-branch debits |
0.75 |
| ATM - Saskatchewan CU |
1.25 |
| ATM - Out of Province CU |
1.25 |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| Electronic Debits |
0.50 |
| Mastercard Payment Card |
0.50 |
| MemberCard Direct Payment Card |
0.50 |
| Teleservice & MemberDirect Transfers & Bill Payments |
Free |
Package Plans
ePlan
| Age Requirement |
None |
| Maintenance Fee |
10.00 |
| Debit Charges |
50 free electronic per month + 2 free paper excluding Interac & CIRRUS. In branch debit $1 each |
| ATM - Saskatchewan CU |
Included in 50 free |
| ATM - Out of Province CU |
Included in 50 free |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free Access |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments |
None |
| Money Orders/Drafts (Cdn/US) |
None |
| Discount on Safety Deposit Box |
None |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits |
None |
Bronze
| Age Requirement |
None |
| Maintenance Fee |
10.00 |
| Debit Charges |
25 free debits, excluding Interac and CIRRUS per month |
| ATM - Saskatchewan CU | Included in 25 free |
| ATM - Out of Province CU |
Included in 25 free |
| ATM - Interac Network | 2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU | Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments | None |
| Money Orders/Drafts (Cdn/US) |
None |
| Discount on Safety Deposit Box | None |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits | None |
Silver
| Age Requirement |
None |
| Maintenance Fee |
15.00 |
| Debit Charges |
All free, excluding Interac and CIRRUS |
| ATM - Saskatchewan CU |
All free |
| ATM - Out of Province CU |
All free |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments |
Included |
| Money Orders/Drafts (Cdn/US) |
Included |
| Discount on Safety Deposit Box |
20.00 |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits |
50% reduction on CHOICE rewards |
Gold
| Age Requirement |
None |
| Maintenance Fee |
25.00 |
| Debit Charges |
All free |
| ATM - Saskatchewan CU |
All free |
| ATM - Out of Province CU |
All free |
| ATM - Interac Network |
All free |
| ATM - Cirrus Network |
All free |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
Free |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
Included |
| Travellers Cheques/Certified Cheques & Stop Payments |
Up to 5 free per month |
| Money Orders/Drafts (Cdn/US) |
Up to 5 free per month |
| Discount on Safety Deposit Box |
35.00 |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits |
Free CHOICE rewards |
Heritage 60
| Age Requirement |
Maintain a minimum balance of $2500, and receive free s/c, Interac and Cirrus not included |
| Maintenance Fee |
Free |
| Debit Charges |
25 free debits, excluding Interac and CIRRUS per month |
| ATM - Saskatchewan CU |
Included in 25 free |
| ATM - Out of Province CU |
Included in 25 free |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments |
Up to 3 free per month |
| Money Orders/Drafts (Cdn/US) |
Up to 3 free per month |
| Discount on Safety Deposit Box |
None |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits |
None |
Graduate
| Age Requirement |
17 to 26 a post-secondary institution for a minimum of 60% full time study |
| Maintenance Fee |
Free |
| Debit Charges |
25 free debits, excluding Interac and CIRRUS per month |
| ATM - Saskatchewan CU |
Included in 25 free |
| ATM - Out of Province CU |
Included in 25 free |
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments |
None |
| Money Orders/Drafts (Cdn/US) |
None |
| Discount on Safety Deposit Box |
None |
| Line of Credit |
Available (OAC) Discounted Rates |
| Other Benefits |
Discounted rates on education loans |
Registered Non-profit
| Age Requirement |
None - Must be a registered non-profit organization |
| Maintenance Fee |
Free |
| Debit Charges |
All free except Interact and CIRRUS |
| ATM - Saskatchewan CU |
|
| ATM - Out of Province CU |
|
| ATM - Interac Network |
2.00 |
| ATM - Cirrus Network |
3.00 |
| ATM Deposits - Other CU |
Free |
| In Branch Bill Payments |
2.00 |
| Teleservice/Memberdirect |
Free |
| Personalized Cheques (max. value $17) |
1 Free/year |
| Travellers Cheques/Certified Cheques & Stop Payments |
Up to 5 free per month |
| Money Orders/Drafts (Cdn/US) |
Up to 5 free per month |
| Discount on Safety Deposit Box |
Included |
| Line of Credit |
Available (OAC) Regular Rates |
| Other Benefits |
None |
